Invoice Financing
Turn Invoices into Capital
Farming often involves selling produce or livestock on credit to buyers, cooperatives, or distributors. Waiting for payment can strain your cash flow, even when your business is profitable. Agriculture invoice financing provides quick access to cash based on outstanding invoices, allowing your farm to operate without delays.
Key Facts
1-6 months term
Post-delivery funding to get paid for supplied produce earlier
No collateral, but off-taker invoice required
Facility of up to 70% of inventory market value
What Is Invoice Financing?
Invoice financing (also called accounts receivable financing), is a short-term funding solution where you use unpaid invoices as collateral to access immediate cash. Instead of waiting 30, 60, or 90 days for customers to pay, you can unlock working capital instantly.
This financing can cover:
Outstanding payments for harvested crops or livestock
Sales to retailers, wholesalers, or cooperatives
Supply contracts and contract farming agreements
Agribusiness services or input sales
Why Invoice Financing Is Important for Farmers
Cash flow gaps due to delayed payments are a common challenge in agriculture. Invoice financing helps farmers to:
Access cash tied up in receivables immediately
Pay labourers, suppliers, and operational expenses on time
Take advantage of bulk input purchases or seasonal discounts
Expand operations without waiting for customer payments
Reduce financial pressure while maintaining business growth
By converting invoices into cash, farmers gain financial flexibility to manage operations efficiently.
How Our Agriculture Invoice Financing Works
We provide simple and transparent invoice financing solutions:
Immediate Cash Access - unlock funds from unpaid invoices within days
Flexible Terms - financing based on the age and size of invoices
No New Debt - use receivables as collateral instead of taking a loan
Easy Approval - streamlined process designed for busy farmers
Our team ensures you receive funding quickly, helping you manage operations and seize opportunities without delay.
Who Can Apply?
Invoice financing is suitable for:
Crop and livestock farmers selling on credit
Agribusinesses providing inputs or services
Cooperatives and distributors
Contract growers and suppliers
If your farm regularly sells produce or services on credit, invoice financing can free up cash to keep your operations running smoothly.
Benefits of Working With Us
Quick access to funds - convert invoices into cash fast
Maintain operational liquidity - manage expenses without disruption
Flexible and transparent - repayment linked to invoice collection
Farm-focused expertise - tailored to agricultural cash flow cycles