Export Financing
Grow Beyond Borders
Grow South Africa’s agricultural exports with tailored funding for exporters. Our export financing solution enables exporters to purchase harvests from farmers and bridge the cash flow gap until international buyers or agents make payment.
Key Facts
3-6 months term
Funding for exporters to acquire produce by advance payments to farmers
Collateral of inventories & receivables
Facility of up to 60% of collateral value
What is Export Financing?
Export financing empowers agricultural exporters to secure the harvest they need by advancing payments to farmers. With access to capital upfront, exporters can purchase larger volumes, negotiate better prices, and strengthen their margins in competitive markets. Instead of being held back by long payment cycles from overseas buyers or agents, exporters can move faster, scale turnover, and ensure farmers are paid on time.
Why Export Financing Is Important
Enables exporters to pay farmers up-front, so producers aren't left waiting for payment while crops are already harvested
Bridges the cash-flow gap between shipment and overseas buyer/agent settlement, avoiding working-capital bottlenecks
Empowers exporters to purchase larger volumes and negotiate better prices - improving margins
Strengthens exporter-farmer relationships by ensuring timely payment and reliable procurement
Helps unlock new international markets by giving exporters the financial flexibility to scale operations
How It Works
Our solutions are tailored to the unique needs and timelines of agriculture exporters. Key features include:
Securefunding - apply for export financing tailored to your contract or purchase agreement
Purchase harvests - use the funding to pay farmers for their produce
Fulfil export contracts - ship crops to buyers or agents abroad
Repay on settlement - repay the financing once your buyers or agents release payment
Who Can Apply?
Agricultural exporters purchasing harvests for international markets.
Buyers and agents who require reliable and timely procurement from South African farmers.
Exporters seeking to expand operations and build stronger farmer supply networks.
Benefits of Working With Us
Strengthen exporter-farmer relationships by ensuring farmers are paid on time.
Bridge the cash flow gap between export shipment and buyer payment.
Support larger export volumes without being constrained by working capital.
Flexible repayment linked to buyer or agent settlement timelines.
Grow international market access for South African agriculture.